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What actually happens if you miss a business loan repayment

The gap between a missed payment and a formal default is where all your options live — and most owners spend it not answering the phone.

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Maternity and paternity pay when you are the small employer paying it

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The big contract with 90-day payment terms, and what it really costs to say yes

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The employee handbook nobody reads, and the four pages that actually matter

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Settlement agreements: what they are, and when a small employer should actually use one

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CIS explained for people on the tools: deductions, returns and getting your money back

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The forty-hour grant application, and the maths nobody does before starting one

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The two-line reference, and what everyone lost when it became standard

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Making Tax Digital: what it actually means if you're a sole trader

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News & Trends

What's actually moving in UK business right now, minus the corporate spin.

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The tourist tax row is about £1bn. For a small B&B, it is about who does the paperwork

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The government is pointing £1bn of pension money at start-ups. Almost none of it will reach a business like yours

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A storage giant is cutting staff and automating after a business rates hit. What smaller businesses should take from it

Tips & Insights

Practical, no-nonsense ways to run a tighter, calmer, more profitable business.

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Flat rate, APR or factor rate: what a business loan really costs

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TUPE: what happens when staff transfer with the work

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Director's loan account: what taking money out of your own company really costs

Articles & Blog

Longer reads, opinions and founder stories from the messier side of business.

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Six months, not two years: the dismissal change small employers should prepare for now

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The refit that took three years to pay back

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Busier and poorer: how a record year can leave you with less money

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